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$295,000
Queen Emma Gardens AOAO Community building guide
DOWNTOWN · Honolulu · 96817 · MLS 202619043
Enjoy the convenience of urban living in this well-maintained 1-bedroom, 1-bath residence in the desirable Prince Tower at Queen Emma Gardens. This inviting unit features an enclosed lanai that provides additional living space, beautiful mountain, city, and ocean views, one covered parking stall, and extra storage. Queen Emma Gardens offers a variety of amenities, including overnight guest parking, two traditional Japanese tea rooms, a conference room, beautifully landscaped gardens with strolling paths, a small library, an adult swimming pool, and a children's pool. Residents also enjoy the peace of mind of FOB-controlled entry, 24/7 security, an on-site resident manager, and a management office. Ideally located with easy access to the freeway and a short distance from the YMCA, Safeway, Longs Drugs, downtown Honolulu, hospitals, schools, parks, and a variety of shopping and dining options. Offered below the current tax-assessed value.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Placyn Homes and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by 20 Degrees North Real Estate
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Honolulu MLS · Reported tax & assessment values
Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.
Land use
A-2
A-2 Medium-density Apartment District
Honolulu HOLIS · Checked Oct 15, 2026
Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.
Mapped conditions
Zone X
Mapped outside a special flood hazard area
AREA OF MINIMAL FLOOD HAZARD
FEMA · National Flood Hazard Layer · Checked Oct 15, 2026
Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.
HiCentral MLS via Repliers · Checked Oct 16, 2026
Earlier MLS history is currently unavailable. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.
Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 14, 2026
Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.
Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.
City & County of Honolulu · Permit archive · Checked Oct 7, 2026
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DOWNTOWN · Condos & townhomes · Fee simple · As of Oct 15, 2026
See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.
HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 16, 2026
MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.
Census housing estimates are not available for this location right now.
U.S. Census Bureau · 2020–2024 ACS 5-year estimates
These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.
