$974,000$995,000 price reduced
55-431 Iosepa Street #D
LAIE · Laie · 96762 · MLS 202613249
- 3beds
- 2baths
- 1,891living sqft
- 4,046lot sqft
- Single-familytype
LIVE IN THE HEART OF LA'IE. Wake up to Ko'olauloa mountain views in this bright 3 bed, 2 bath home built in 2021. You're less than a half mile from the beach parks, La'ie Point, BYU Hawaii, the Polynesian Cultural Center, and the shopping center with; Seven Brothers, Subway, Taco Bell, Ice Cream, Bank of Hawaii, FoodLand, Jeans Warehouse and more. Inside, an oversized island anchors a true chef's kitchen with a farmhouse sink, wine fridge, pull out drawers, and brand new appliances, all open to a spacious living and dining room made for hosting. The primary suite is its own retreat with a tiled bath, deep soaking tub, and large walk in shower. A separate laundry room and two parking spaces keep everyday life simple, with outdoor space to garden, barbecue, and gather that can be fenced. The fee simple home is located on the second floor, and USDA eligible- so ask about $0 down financing. Sold as its own CPR unit, it gives you the feel of a private home without the work of maintaining an entire lot. A rare chance to put down roots in one of O'ahu's tightest, most close knit communities, whether it's your first home or a strong mid/long term rental near campus.
Property details
At a glance- Year built
- 2021
- Parking
- 2 stalls · Two Car Garage · Two Spaces · On Street
- Land tenure
- Fee simple
- View
- Mountains
Building & interior
- Style
- Duplex
- Condition
- Excellent
- Living area
- 1,891 sqft
- Total area
- 1,891 sqft
- Lot size
- 4,046 sqft
- Year built
- 2021
- Stories
- One
- Parking
- 2 stalls · Two Car Garage · Two Spaces · On Street
- Furnished
- Partially
- New construction
- Yes
- View
- Mountains
HOA & monthly fees
- Owner-occupancy
- Tenant-occupied
Construction & features
- Flooring
- Ceramic Tile · Vinyl
- Construction
- Double Wall · Wood Frame
- Roofing
- Asphalt · Shingle
- Foundation
- Slab
- Topography
- Level
- Lot features
- Cleared · Flag Lot · Level
- Utilities
- Above Ground Utilities · Electricity Available · Sewer Available · Water Available
Land & disclosures
- Zoning
- 05 - R-5 Residential District
- Land tenure
- Fee simple
- Financing accepted
- Cash · Conventional · Usda Loan · Va Loan
- Disclosures
- Seller Disclosure
MLS asking-price history
- Original list
- $995,000
- Previous
- $989,000
- Current
- $974,000
Inclusions & amenities
What’s included
- AC Split
- Ceiling Fan
- Dishwasher
- Microwave Hood
- Range/Oven
- Refrigerator
- Water Heater
- Wine Refrigerator
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Mortgage calculator
Purchase estimateMortgage News Daily ↗ · Sep 4, 2026 · checking for updates
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Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
More options · points, extra principal, closing costs
Taxes, insurance & property costs
Estimated monthly payment · year one
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Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty · (808) 725-2794
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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