95-403 Waia Loop — photo 1

$1,500,000

95-403 Waia Loop

MILILANI AREA · Mililani · 96789 · MLS 202617047

  • 5beds
  • 4baths
  • 2,181living sqft
  • 6,000lot sqft
  • Single-familytype

Discover this beautifully renovated, single-level home in Mililani! Offering 5 bedrooms, 4 bathrooms, and approximately 2,181 sq. ft. of living space, including 3 en-suite bedrooms with private bathrooms, 2 featuring separate exterior entrances! This versatile layout offers possibilities for multigenerational living, extended family, or potential rental income with added privacy. The open-concept kitchen features updated cabinetry, a spacious island, and modern appliances. High ceilings complement luxury vinyl plank flooring, upgraded bathrooms, vinyl sliding windows, an updated roof, and refreshed interior and exterior paint. A double front door welcomes you home. Enjoy an outdoor kitchen, leveled deck, and coated concrete surfaces, ideal for entertaining. Energy features include 26 solar panels and Tesla Powerwall battery storage. Situated on an approximately 6,000 sq. ft. lot with generous street frontage and parking possibilities, conveniently located near shopping, dining, schools, and Mililani Recreation Center. VA ASSUMABLE LOAN AT 2.25% INTEREST RATE FOR QUALIFIED BUYERS! A rare opportunity offering flexible living, modern upgrades, and attractive financing in Mililani!

Property details

At a glance
Year built
1969
Parking
2 stalls · Driveway · Three Or More Spaces · On Street
Land tenure
Fee simple
Monthly fees
$55/mo
View
Mountains · Sunset
Building & interior
Condition
Excellent · Good Condition
Living area
2,181 sqft
Total area
2,594 sqft
Lot size
6,000 sqft
Year built
1969
Renovated
2026
Stories
One
Parking
2 stalls · Driveway · Three Or More Spaces · On Street
View
Mountains · Sunset
HOA & monthly fees
Association fee
$55/mo
Total monthly fees
$55/mo
Community / association
mililani town association
Owner-occupancy
Owner-occupied
Construction & features
Flooring
Vinyl
Construction
Double Wall · Wood Frame
Roofing
Asphalt · Shingle
Lot features
Cleared · Interior Lot
Interior
Bedroom On Main Level · Full Bath On Main Level
Exterior
Landscaping
Community
Deck Porch · Patio
Utilities
Electricity Available · High Speed Internet Available · Underground Utilities · Water Available
Water
Public
Security
Key Card Entry
Fencing
Fenced · Wall
Land & disclosures
Zoning
05 - R-5 Residential District
Land tenure
Fee simple
Financing accepted
Assumable · Cash · Exchange1031 · FHA · Va Loan
Disclosures
Seller Disclosure
MLS asking-price history
Original list
$1,500,000
Current
$1,500,000
Inclusions & amenities

What’s included

  • AC Split
  • Attic Fan
  • Blinds
  • Ceiling Fan
  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Photovoltaic - Owned
  • Range/Oven
  • Refrigerator
  • Smoke Detector
  • Washer
  • Water Heater

Nearby

  • Deck Porch
  • Patio

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Mortgage calculator

Purchase estimate

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

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Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Taxes, insurance & property costs

Estimated monthly payment · year one

$8,328/mo

Conventional · 30 years · 6.89% interest

Principal & interest
$7,895
Property tax
$261
Home / hurricane insurance
$117
HOA / maintenance
$55
Base loan
$1,200,000
Total financed
$1,200,000
Down payment
$300,000
Other closing costs + prepaids
$0
Upfront cash subtotal
$300,000

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval. Full terms

Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Listed by Keller Williams Honolulu · (808) 596-2888

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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