
$1,500,000
95-403 Waia Loop
MILILANI AREA · Mililani · 96789 · MLS 202617047
- 5beds
- 4baths
- 2,181living sqft
- 6,000lot sqft
- Single-familytype
Discover this beautifully renovated, single-level home in Mililani! Offering 5 bedrooms, 4 bathrooms, and approximately 2,181 sq. ft. of living space, including 3 en-suite bedrooms with private bathrooms, 2 featuring separate exterior entrances! This versatile layout offers possibilities for multigenerational living, extended family, or potential rental income with added privacy. The open-concept kitchen features updated cabinetry, a spacious island, and modern appliances. High ceilings complement luxury vinyl plank flooring, upgraded bathrooms, vinyl sliding windows, an updated roof, and refreshed interior and exterior paint. A double front door welcomes you home. Enjoy an outdoor kitchen, leveled deck, and coated concrete surfaces, ideal for entertaining. Energy features include 26 solar panels and Tesla Powerwall battery storage. Situated on an approximately 6,000 sq. ft. lot with generous street frontage and parking possibilities, conveniently located near shopping, dining, schools, and Mililani Recreation Center. VA ASSUMABLE LOAN AT 2.25% INTEREST RATE FOR QUALIFIED BUYERS! A rare opportunity offering flexible living, modern upgrades, and attractive financing in Mililani!
Property details
At a glance- Year built
- 1969
- Parking
- 2 stalls · Driveway · Three Or More Spaces · On Street
- Land tenure
- Fee simple
- Monthly fees
- $55/mo
- View
- Mountains · Sunset
Building & interior
- Condition
- Excellent · Good Condition
- Living area
- 2,181 sqft
- Total area
- 2,594 sqft
- Lot size
- 6,000 sqft
- Year built
- 1969
- Renovated
- 2026
- Stories
- One
- Parking
- 2 stalls · Driveway · Three Or More Spaces · On Street
- View
- Mountains · Sunset
HOA & monthly fees
- Association fee
- $55/mo
- Total monthly fees
- $55/mo
- Community / association
- mililani town association
- Owner-occupancy
- Owner-occupied
Construction & features
- Flooring
- Vinyl
- Construction
- Double Wall · Wood Frame
- Roofing
- Asphalt · Shingle
- Lot features
- Cleared · Interior Lot
- Interior
- Bedroom On Main Level · Full Bath On Main Level
- Exterior
- Landscaping
- Community
- Deck Porch · Patio
- Utilities
- Electricity Available · High Speed Internet Available · Underground Utilities · Water Available
- Water
- Public
- Security
- Key Card Entry
- Fencing
- Fenced · Wall
Land & disclosures
- Zoning
- 05 - R-5 Residential District
- Land tenure
- Fee simple
- Financing accepted
- Assumable · Cash · Exchange1031 · FHA · Va Loan
- Disclosures
- Seller Disclosure
MLS asking-price history
- Original list
- $1,500,000
- Current
- $1,500,000
Inclusions & amenities
What’s included
- AC Split
- Attic Fan
- Blinds
- Ceiling Fan
- Dishwasher
- Disposal
- Dryer
- Microwave
- Photovoltaic - Owned
- Range/Oven
- Refrigerator
- Smoke Detector
- Washer
- Water Heater
Nearby
- Deck Porch
- Patio
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Mortgage calculator
Purchase estimateMortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
More options · points, extra principal, closing costs
Taxes, insurance & property costs
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
- Principal & interest
- $7,895
- Property tax
- $261
- Home / hurricane insurance
- $117
- HOA / maintenance
- $55
- Base loan
- $1,200,000
- Total financed
- $1,200,000
- Down payment
- $300,000
- Other closing costs + prepaids
- $0
- Upfront cash subtotal
- $300,000
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Planning estimate only — not a loan offer or approval. Full terms
Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Keller Williams Honolulu · (808) 596-2888
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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