
$599,000
92-787 Makakilo Drive #D23
MAKAKILO-UPPER · Kapolei · 96707 · MLS 202619752
- 4beds
- 2baths
- 1,316living sqft
- Condotype
VA ASSUMABLE LOAN AT 4.75%! Outstanding opportunity for ALL BUYERS (both VA & Non-VA) to assume a low 4.75% interest rate with a monthly payment of $3,393.51. Incredible financing leverage with a low cash gap of just under $38,000 to the listing price! This bright Lower Makakilo townhome features a freshly completed 2026 partial remodel boasting brand-new flooring, crisp interior paint, a new bathroom vanity, new water heater, and a brand-new stove. Spacious living and dining areas flow out seamlessly to a private courtyard with breathtaking mountain, coastline, city, and Diamond Head views. Includes multiple storage closets, 2 full-size side-by-side parking stalls, and a prime location near Kapolei shopping, dining, schools, and quick freeway access. Move-in ready value at an unbeatable interest rate! (Loan Balance: $561,447.73)
Property details
At a glance- Year built
- 1974
- Parking
- 2 stalls · Assigned · Guest · Two Spaces
- Land tenure
- Fee simple
- Monthly fees
- $926/mo
- View
- Coastline · City · Garden · Mountains · Ocean · Sunrise
Building & interior
- Style
- Townhouse
- Condition
- Average Condition · Updated Remodeled
- Living area
- 1,316 sqft
- Total area
- 1,316 sqft
- Lot size
- 182,516 sqft
- Year built
- 1974
- Renovated
- 2026
- Stories
- Two
- Floor
- 1
- Parking
- 2 stalls · Assigned · Guest · Two Spaces
- Furnished
- Unfurnished
- View
- Coastline · City · Garden · Mountains · Ocean · Sunrise
HOA & monthly fees
- Association fee
- $926/mo
- Maintenance fee
- $0/mo
- Total monthly fees
- $926/mo
- Fee includes
- Common Areas · Sewer · Water
- Owner-occupancy
- Vacant-occupied
Construction & features
- Flooring
- Laminate
- Construction
- Brick · Double Wall · Wood Frame
- Interior
- Full Bath On Main Level
- Community
- Barbecue · Community Pool · Deck Porch · Playground · Patio
- Fencing
- Fenced · Wall
Land & disclosures
- Zoning
- 11 - A-1 Low Density Apartment
- Land tenure
- Fee simple
- Financing accepted
- Assumable · Cash · Conventional · Usda Loan · Va Loan
- Disclosures
- See Remarks
MLS asking-price history
- Original list
- $599,000
- Current
- $599,000
Inclusions & amenities
What’s included
- Dishwasher
- Disposal
- Dryer
- Range Hood
- Range/Oven
- Refrigerator
- Smoke Detector
- Washer
- Water Heater
Nearby
- Playground
- Pool
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Mortgage calculator
Purchase estimateMortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
More options · points, extra principal, closing costs
Taxes, insurance & property costs
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
- Principal & interest
- $3,153
- Property tax
- $157
- Home / hurricane insurance
- $117
- HOA / maintenance
- $926
- Base loan
- $479,200
- Total financed
- $479,200
- Down payment
- $119,800
- Other closing costs + prepaids
- $0
- Upfront cash subtotal
- $119,800
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Planning estimate only — not a loan offer or approval. Full terms
Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Keller Williams Honolulu · (808) 596-2888
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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