$880,000
1060 Spencer Street #J
PUNCHBOWL AREA · Honolulu · 96822 · MLS 202619903
- 3beds
- 3baths
- 1,135living sqft
- Condotype
Video at 1060SpencerStreet.com Dreaming of the feel of a single-family home in town without the single-family price tag? This 3-bedroom, 3-bath townhome-style residence delivers the space and privacy of a house, complete with your own 2-car enclosed garage, a rare find in town.
Built in 2019 and meticulously maintained by its original owners, this multilevel layout separates living spaces from private quarters. The main level offers a well-appointed kitchen, cozy living area, laundry, full bath, and a versatile bedroom for a home office or guests. Upstairs, two bedroom suites each have full private baths.
Ample storage keeps things organized, and a private outdoor nook is perfect for morning coffee or fresh Hawaii air.
Set in Punchbowl, the home balances work and play. Downtown Honolulu, the Queen’s and Straub medical centers, Ala Moana Center, Ward, Times Supermarket, and Safeway are moments away. After hours, head to Ala Moana Beach Park or Waikiki for a sunset swim, or explore nearby trails for weekend hikes with city and ocean views.
At this price, most alternatives are condos with high maintenance fees. This townhome offers more space, parking, and privacy.
Property details
At a glance- Year built
- 2019
- Parking
- 2 stalls · Covered · Garage · Two Spaces
- Land tenure
- Fee simple
- Monthly fees
- $440/mo
- View
- City
Building & interior
- Style
- Townhouse
- Condition
- Excellent
- Living area
- 1,135 sqft
- Total area
- 1,135 sqft
- Lot size
- 22,298 sqft
- Year built
- 2019
- Stories
- Three Or More
- Floor
- 1
- Parking
- 2 stalls · Covered · Garage · Two Spaces
- Furnished
- Negotiable
- View
- City
- Pets
- Call
HOA & monthly fees
- Maintenance fee
- $440/mo
- Total monthly fees
- $440/mo
- Fee includes
- Common Areas
Construction & features
- Flooring
- Laminate
- Construction
- Double Wall
- Foundation
- Slab
- Lot features
- Yard
- Interior
- Storage
- Fencing
- Fenced · Wall
Land & disclosures
- Zoning
- 12 - A-2 Medium Density Apartme
- Land tenure
- Fee simple
- Financing accepted
- Cash · Conventional · FHA · Va Loan
- Disclosures
- Seller Disclosure
MLS asking-price history
- Original list
- $880,000
- Previous
- $880,000
- Current
- $880,000
Inclusions & amenities
What’s included
- Auto Garage Door Opener
- Blinds
- Ceiling Fan
- Dishwasher
- Disposal
- Microwave Hood
- Refrigerator
- Smoke Detector
- Solar Heater
- Washer
- Water Heater
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Mortgage calculator
Purchase estimateMortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
More options · points, extra principal, closing costs
Taxes, insurance & property costs
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
- Principal & interest
- $4,632
- Property tax
- $238
- Home / hurricane insurance
- $117
- HOA / maintenance
- $440
- Base loan
- $704,000
- Total financed
- $704,000
- Down payment
- $176,000
- Other closing costs + prepaids
- $0
- Upfront cash subtotal
- $176,000
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Planning estimate only — not a loan offer or approval. Full terms
Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Corcoran Pacific Properties · (808) 589-2040
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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