New

$1,395,000

45-1 Holowai Street

WAIKALUA · Kaneohe · 96744 · MLS 202619913

3beds
2baths
1,306living sqft
4,045lot sqft
Single-familytype

Discover the charm of island living in this inviting 3-bedroom, 2-bath waterfront cottage. Enjoy picturesque water views, a spacious grassy yard, and a relaxed coastal setting that brings the beauty of Hawaii right to your doorstep. The home features a refreshed kitchen with white cabinetry, sleek countertops, stainless steel appliances, and contemporary finishes. The open living and dining area offers a comfortable space to gather, while large windows bring in natural light and showcase the surrounding waterfront scenery. The generous lawn provides room to relax and enjoy the tropical surroundings, with a mature shade tree adding to the appeal. A covered side carport offers convenient sheltered parking. Whether you're looking for a peaceful island retreat or a home with a distinctive waterfront setting, this cottage offers an opportunity to enjoy Hawaii's coastal lifestyle. Advertised as 3 bedrooms and 2 bathrooms. Square footage is approximate, and the bedroom count differs from county tax records. The front portion of the lot is leased by the State of Hawaii; buyers are encouraged to verify the lease terms, property boundaries, and applicable use restrictions.

Property details

At a glance

Year built: 1960
Parking: 3 stalls · Carport · Driveway · Three Or More Spaces
Land tenure: Fee simple
View: Garden · Mountains · Ocean · Sunrise

Building & interior

Condition: Good Condition · Updated Remodeled
Living area: 1,306 sqft
Total area: 1,506 sqft
Lot size: 4,045 sqft
Year built: 1960
Renovated: 2023
Stories: One
Parking: 3 stalls · Carport · Driveway · Three Or More Spaces
Furnished: Unfurnished
View: Garden · Mountains · Ocean · Sunrise

HOA & monthly fees

Owner-occupancy: Vacant-occupied

Construction & features

Flooring: Laminate
Construction: Double Wall · Single Wall · Wood Frame
Roofing: Asphalt · Shingle
Foundation: Slab
Topography: Level
Lot features: Dead End · Interior Lot · Irregular Lot · Level
Interior: Bedroom On Main Level · Full Bath On Main Level
Exterior: Landscaping
Community: Storage Facilities
Utilities: Cable Available · High Speed Internet Available · Water Available
Water: Public

Land & disclosures

Zoning: 05 - R-5 Residential District
Land tenure: Fee simple
Financing accepted: Cash · Conventional
Disclosures: Seller Disclosure

MLS asking-price history

Original list: $1,395,000
Current: $1,395,000

Inclusions & amenities

What’s included

AC Split
Blinds
Cable TV
Ceiling Fan
Dishwasher
Disposal
Dryer
Microwave
Range/Oven
Smoke Detector
Washer
Water Heater

Public record

Not from the MLS

Tax map key (TMK): (1) 4-5-007:023
Assessed value (2026): $1,591,500
Property tax (2026): $4,698 a year
Last sold: $695,000 · Jun 6, 2005
Zoning: R-5 (Residential)
Recorded lot size: 4,045 sqft (0.09 acres)
Recorded living area: 856 sqft
Year built: 1960
Recorded beds / baths: 2 bd / 2 ba
Stories: 1
Garage spaces: 2

Sale & transfer history

Jun 5, 2021Transferred, no sale price recordedDeed
Nov 14, 2018Transferred, no sale price recorded
Jun 6, 2005Sold for $695,000
Jun 16, 2000Sold for $235,000Warranty deed

Tax assessment

Land: $1,236,900
Building: $354,600
Total assessed: $1,591,500
Assessment year: 2026
Annual property tax: $4,698
Tax year: 2026

Lot lines & parcel

Tax map key (TMK): (1) 4-5-007:023
Lot number: 7
Legal description: LOT 7 4045 SF MAP 2 LCAPP 831 TOG/ACCESS OVER ESMT, 1459 SF UND 1/13 INT IN & TO LOTS 10, 738 SF; 15, 1858 SF; 16, 9995 SF

Public record data, not MLS data. Source: Repliers public records. Parcel boundaries and recorded values may differ from the MLS listing details above. Verify with official records.

Property insights

MLS & public records

Taxes & assessment

County record

Assessed value: $1,591,500
Annual property tax: $5,150

Land: $1,236,900
Improvements: $354,600

Honolulu MLS · Reported tax & assessment valuesAbout this data

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

R-5

R-5 Residential District

Honolulu HOLIS · Checked Nov 2, 2026About this data

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone AE

Mapped special flood hazard area

FEMA · National Flood Hazard Layer · Checked Nov 2, 2026About this data

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Oct 27, 2026Listed for sale
$1,395,000Asking price

HiCentral MLS via Repliers · Checked Nov 2, 2026About this data

MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 2 permits

TMK / CPR from MLS: 1-4-5-007-023-0000

Master parcel: 145007023
Recorded master-parcel area: 4,045 sqft

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 28, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 526179Building permit · Issued Sep 17, 2001
Permit application closed
Permit 514616Building permit · Issued Oct 27, 2000
Permit application closed

City & County of Honolulu · Permit archive · Checked Oct 28, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

Neighborhood insights

Local market & housing

WAIKALUA · Single-family homes · Fee simple · As of Nov 2, 2026

Neighborhood insights

WAIKALUA

Waikalua is an MLS neighborhood in Kaneohe, grouped with Kāneʻohe on Oʻahu. Search and the map use this neighborhood name for listings filed there.

Active listings: 2
Under contract: 0

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Nov 2, 2026About this data

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

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HaleIQ estimate

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Preliminary estimate, not an appraisal. Market accuracy has not yet been independently validated.

Schools

Explore the school attendance boundaries at this home’s mapped location.

Source: Repliers / LiveBy. Ratings use a 1–5 scale. Mapped attendance boundaries do not guarantee enrollment; confirm with the school. Unrated schools have no assumed score.

Climate & sea level rise

Hawaiʻi SLR-XA · 3.2-foot scenario

Check the listing map pin against the official Sea Level Rise Exposure Area. Property-level climate scores are unavailable; the FEMA flood zone is under Property insights.

Open official viewer ↗State disclosure guidance ↗Climate information on First Street ↗

About Hawaiʻi’s sea level rise disclosure

Hawaiʻi’s seller-disclosure law includes designated sea level rise exposure areas (HRS §508D-15). The 3.2-foot SLR-XA combines passive flooding, annual high-wave flooding and coastal erosion on Oʻahu. Higher NOAA planning scenarios in the viewer are separate layers.

A map-pin check does not determine whether the full parcel is within the exposure area or complete a seller disclosure. Review the official map and disclosure with your agent.

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Purchase estimate

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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

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Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Not reported · enter 0 only if noneHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

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Planning estimate only — not a loan offer or approval. Full terms

Placyn Homes and Placyn Homes do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by Carvill Sotheby's Intl. Realty · (808) 263-5900

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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45-1 Holowai Street

Property details

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